REVIEW YOUR RENTERS POLICY COVERAGE AND DISCOUNTS

Personal Property Amount coverage will replace your clothing, shoes, furniture, kitchenware, and more. Review that the state amount to replace your personal belongings is correctly estimated.  If your coverage does not indicate Replacement Cost Contents OR Reimbursement Provision, this means that your personal property will be reimbursed on the lower depreciated value of your property based on their age. We highly recommend replacement cost coverage for replacement at current values and not the depreciated Actual Cash Value (ACV). Please contact us to make the change.

You can find limits of Limitations on Certain Personal Property in your renters policy document. For example, let us know if you have valuables, such as jewelry, furs, and watches that cost more than $1,000 to replace.

Does the Insured Property Address match where you currently live? 

Call us to quote different Deductible amounts, such as $250 or $500. This deductible represents the out-of-pocket costs required for a claim on loss to your personal property. 

Guest Medical Protection pays up to the stated limit for each person injured while visiting you. We recommend increasing this amount to the maximum $5,000, for less than $1/month, because of high medical costs.

Family Liability Protection pays up to the stated limit for additional injuries to others or accidental damage that your family, your visitors, pets, etc. cause to your landlord's unit and nearby units. It costs about $2/month to increase to $300,000.

The Home and Auto discount can earn you up to a 25% discount. Please contact us to provide a quote on your auto insurance.

Turn on Easy Pay before your renewal date for up to 5% discount. Easy Pay means that you sign up for automatic withdrawals from your bank account by providing the routing and account numbers. You are able to choose the date of withdrawal. You lose the Easy Pay discount for the rest of the policy term if you use a credit or debit card to make a payment.

Is the correct management company indicated on the policy? Contact us to correct the landlord or management company information.