POLICY COVERAGE OPTIONS

FINALLY!!! Taking home your dream car! Or even getting the upgrade you desperately needed for your growing family. Whatever the case may be, it requires insurance coverage. When it comes time to shop for auto insurance you have 2 policy types - Milewise OR Traditional with Drivewise. When it comes to coverage, the most frequent term we hear is "FULL COVERAGE". Mostly people believe that means they are completely protected from everything that can happen. But, in actuality, when a finance company states you need full coverage they are just referencing Comprehensive and Collision coverage. There are a multitude of coverages at your disposal and here is a few of the main ones:

• Liability Bodily Injury & Property Damage
• Uninsured/Underinsured Motorist Bodily Injury & Property Damage
• Comprehensive
• Collision
• Personal Injury Protection or Medical Payments
• Roadside Assistance
• Car Rental/Transportation
• Auto Replacement Cost 
• Accident Forgiveness
• Declining Collision Deductible

and many more affordable options that protect your wallet when accidents happen.

 No two homes are alike. That's why you'll work alongside your Allstate Agent to find the Allstate home insurance plan that works for you. For starters, our home insurance product offers a variety of options to customize this plan to your needs. Below are some popular options included in your home policy:

• Dwelling
• Personal Property
• Liability
• Guest Medical Protection

Optional Homeowner Coverages:

Identity theft restoration

Covers the cost of legal fees, lost wages and other related costs if your identity is stolen

Water backup

Covers water damage caused by your drain backing up or sump pump breaking

Scheduled personal property

Covers valuable appraised items like engagement rings or antiques

Business property

Increases limits for business-related items stored in your home, like inventory

Sports equipment

Increases coverage for expensive gear like golf clubs, ski equipment and more

Green improvement reimbursement

Covers the additional cost of replacing damaged or destroyed covered items with more energy-efficient items

Yard and garden

Increases the limits for the cost of items like trees, landscaping and riding lawn mowers

Electronic data recovery

Covers the cost of recovering lost personal computer data, like photos or videos

Musical instruments

Increases coverage for items like guitars, violins and more

Let's review your coverages and quotes and see what we can do for you!

Everyone deserves a secure financial future — and that's why life insurance is so important. Whether you're just starting out or you're getting ready to retire, a life insurance policy from Allstate can help you give your family financial peace of mind if you are no longer there to provide for them.

For cents a day you can have a policy to protect your family. Life Insurance Austin TX residents can depend on for their families. We have a policy for every need. 

• Term
• Universal
• Whole
• Variable

Ask us today which option best fits your budget and needs. Lock in low rates for the long-term while you are still insurable!

As if being a business owner wasn't hard enough, now you have to think about your insurance. What type of policy will you need, what about employees, what about your contractors? There are a lot of variables to consider when getting a policy. 

Working with a trusted insurance advisor will really help you get a better understanding of your business and the needs that may arise. Each business is completely different from the other and so your insurance needs to be custom as well. 

We offer a variety of business products such as:

• Businessowners Policy
• General Liability Insurance
• Property Insurance
• Commercial Auto
• Inland Marine
• Workers Comp
• Umbrella
• Business Interruption
• Equipment Breakdown
• Industry-specific Business Shield

and MUCH more .....

Everyone needs a personal umbrella policy (PUP). You get affordable additional personal liability protection, starting at $1m coverage and personal injury protection starting at $500,000. This PUP protects your current and future earnings. If you or your teen write online reviews or articles, you are exposed to personal injury claims! We take care of lawyers fees and lost wages for covered situations.